Free Monte Carlo Retirement Calculator

Your Assets

Investment portfolio ($)

Cash / savings buffer ($)

Monthly Cash Flow

Fixed income — SS + pension ($)

Monthly expenses ($)

Monthly retirement account withdrawal ($)

Planning Horizon

Current age

Plan to age

Assumptions

Annual return (%)

Inflation rate (%)

Healthcare inflation (%)

Life Changing Events — Optional

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Income coverage

—

Withdrawal rate

—

Portfolio runway

—

Median balance

—

Monthly surplus

—

Worst 10%

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What's Driving Your Result

This simulation is for educational purposes only. Results are based on inputs you provide and do not account for taxes, Social Security COLA changes, or other real-world variables. Always consult a licensed financial advisor.

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